Know the Warning Signs Before You Sign

“Using False Estimates to Cover a Deductible?”

 Your deductible is the portion of a covered loss you are responsible for under your policy. Be cautious of anyone proposing false or inflated estimates to make the deductible “disappear.” Misrepresenting the actual cost of work to an insurance company can create serious problems for everyone involved. 

"...BUT THE WIND CAUSED IT!"

We are seeing signs of these "roofers" all over town. They give roofers and Public Adjusters a bad name! They contacted me to fight their claims and I said no. Had I said yes and agreed to fight their vandalizing behavior, I would be just as guilty as the guy ripping this roof up. 

Bad Advice Can Follow You Long After the Truck Leaves

 

 

Before allowing repeated insurance inspections, know exactly what is being reported to your insurance company. A simple inspection or coverage question is not necessarily the same as filing a claim. However, when loss information is reported and an insurer opens a claim or possible-claim file, a record may be created.

Ask questions first. Know who is contacting your insurer, what they are reporting, and whether a claim file is being opened.