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Contractor Statute# §62-6-605

No residential roofing services provider shall act or hold out as being a Public Adjuster, as defined in §56-6-902, unless licensed as a Public Adjuster in accordance with title 56, chapter 6, part 9.

Public Adjuster Statute # §56-6-902

(8)(A) “Public Adjuster” means any person, other than someone who is employed by an insurance carrier, who, for compensation or any other thing of value, on behalf of the insured:

(i) Acts or aids, solely in relation to first party claims arising under insurance contracts that insure the real or personal property of the insured on behalf of an insured, in investigating, verifying, substaining, estimating, appraising, determining, presenting, and discussing the value of the claim, and effectuating the resolution of a claim for loss or damage covered by an insurance contract. 

(iii) Directly or indirectly solicits business, investigates or adjusts losses, or advises an insured about first party claims for losses or damages arising out of policies of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy, for the insured. 

Contractor Statute# §62-6-606 - Violation

A violation of this part is an unfair or deceptive act or practice affecting the conduct of trade or commerce under the Tennessee Consumer Protection Act of 1977, compiled in title 47, chapter 18, part 1; and, as such, the private right of action remedy under the Tennessee Consumer Protection Act of 1977 shall be available to any person who suffers an ascertainable loss of money or property, real, personal or mixed, or any other article, commodity or thing of value wherever situated as a result of the violation.